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Insurance Safest Vehicles

Insurance Safest Vehicles
Insurance Safest Vehicles


Car is vandalized in a Marriott parking lot- Is Marriott responsible for my belongings or insurance deductible

I am staying at a Marriott in San Antonio Texas for over 30 days and my car has been broken into in a well lit parking spot which seemed safe at the time. There are signs that are posted that says Marriott is not responsible for personal property left in vehicles. However, Is Marriott at all responsible or liable for my personal property in my vehicle which was stolen or for my $500 deductible which I must pay to my insurance company to get a couple thousand dollars worth of damages fixed? As a company, I would expect them to comp my stay or provide some form of monetary gesture. So far they have offered me 10k marriott rewards points which can barely get me 1 free night if I pick a sub standard facility. What are the rules against this type of thing and what sort of rights am I able to exercise?

My business Law professor always said those signs are useless, and they are. But, you would need to be able to prove that Marriott failed to maintain adequate security or was otherwise negligent. You said the parking lot was well lit, if it was poorly lit or not at all, you would have a case, otherwise you have a real uphill battle. You are ultimately responsible for your own belongings and for keeping your belongings where they can be seen.

Shopping for a safer car

How to Prevent Road Accidents While Driving Your Motor Vehicle

While it is not possible to prevent all road accidents, certain strategies do exist that will make it less likely for one to occur while you are driving on the road. Not only is it possible to protect yourself and your passengers using these tips, but you might also be able to keep the cost of your car insurance cover down while holding onto your no claims discount. All of these are excellent reasons for trying to prevent a car accident from happening to you.

Keeping both hands on the steering wheel of the vehicle is a strategy that many individuals are taught when they first begin to drive. However, as time goes by, many drivers seem to forget the reason why both hands should be on the steering wheel while the vehicle is in motion. Of course, the primary reason here is that it provides the driver with greater control as his concentration remains focused on his driving rather than on the task that one of his hands is being used to achieve.

Therefore, avoiding the use of mobile phones, iPods, MP3 Players, and more is essential for maintaining full control of your motor vehicle while it is on the road or navigating through lots. While hands-free phone devices might allow you to keep both hands on the steering wheel, you can still become distracted from your driving, taking away from your ability to drive safely. Therefore, avoiding the use of mobile phones at all times while driving is the safest practice to follow.

Since the safest strategy for drivers is to have both hands on the steering wheel, drivers should avoid eating or drinking in the car. After all, how distracting would it be if your coffee cup suddenly slipped from your hand during a sudden stop and fell into your lap? The obvious follow up here is to state that no driver should ever drink alcohol while driving. Nor should the driver be drunk or on his way to being drunk when he gets behind the wheel of the car. Tolerance levels for alcohol vary and even a single drink can impair an individual’s ability to drive safely.

Additionally, drivers should never be under the influence of any drug, prescription or otherwise while driving. Illegal drugs can impair an individual’s driving ability greatly. Moreover, some prescription and over-the-counter medications can make an individual drowsy or nauseous, affecting their ability to safely navigate the roadways.

Requiring all passengers to put on their seatbelts is one of the strategies that will protect them should an accident or sudden stop take place. Moreover, one of the benefits of using seatbelts relates to small children who are riding in the motor vehicle. When a small child is strapped into the seat, the driver knows exactly where the child is and does not have to worry about her climbing over the seat or accidentally nudging the driver’s arm or foot from the controls.

The reasons for practicing safe driving habits are many. In addition to the obvious ones of protecting all passengers within the car including the driver, there is also the advantage of maintaining lower costs for motor vehicle insurance cover. Plus, a lot of aggravation and time can be saved by not having to deal with claims for motor vehicle accidents.

Follow all driving regulations at all times for the safest ride. Maintain the proper speed and avoid tailgating other vehicles to ensure a safe stopping distance. Paying attention to weather reports and anticipating road conditions are two strategies that can also assist drivers in maintaining safe driving practices.

Intro: Knowing how to prevent road accidents while driving is part of keeping your insurance cover premiums low and affordable. Following a few simple practices can help you to maintain your no claims cover and lower costs overall. Find out what you need to know now.

About the Author

Susan Kehan is a keen writer about car insurance and home insurance products.

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